Bajaj EMI Card Apply 2023|Eligibility & Criteria

The Bajaj EMI Card Apply, also referred to as the Bajaj Finserv EMI Network Card, offers a swift and hassle-free application process. It provides cardholders with a unique customer identification number, enabling them to access a range of products and services by availing loans from Bajaj Finserv. This card allows you to effortlessly convert substantial bills into manageable and convenient equated monthly installments (EMIs). Moreover, the Insta EMI Card comes with a pre-approved loan limit of up to Rs. 2 lakh.

Bajaj EMI Card Features

There are many benefits offered by the Bajaj Finserv card, granting access to various financial functionalities. The card facilitates easy access to a diverse range of loans, ensuring a simplified process. It provides flexibility in loan options, making it convenient for all users.

There is no mandatory minimum salary requirement; rather, a regular source of income suffices for obtaining the Bajaj Finserv card. Enjoy unlimited rewards and cashback benefits with this card.

Eligibility Criteria for Bajaj Finserv Card

Being a salaried employee or self-employed with a regular source of income.
Age requirement: 21 and above (online application), 23 to 65 (offline application).
Shopping Limit and Application Process

The Bajaj Finserv card allows a shopping limit of up to 4 lakhs, extendable for special customers. The application process is straightforward, available both online and offline.

Bajaj EMI Card Apply Online process

Visit the official website or branch of Bajaj Finserv.
Login to the customer portal and fill the form.
Select the desired monthly credit limit.
Complete video KYC with your PAN card.
Pay the annual fee of 117 rupees.

Offline Application Process:

Collect the form from the branch and fill it out.
Complete the necessary KYC with the submitted documents.

Service NameBajaj EMI Card Apply
Apply Process Online & Offline
Company Bajaj Private Limited
Official WebsiteClick Here

Required Documents For Bajaj EMI Card

  • PAN card for KYC.
    Identity proof (Aadhaar card, voter ID, passport, etc.).
    Address proof.
    Signed Electronic Clearance Service (ECS) form.

Bajaj EMI Card Benefits

The Bajaj Finserv card offers several advantages, including a pre-approved loan, e-commerce compatibility, no-cost EMI, flexible repayment tenure, and a Bajaj Finserv Wallet app.

bajaj emi card apply 2023

Fees and Charges

  • Joining fee: Rs. 530.
  • Add-on card joining fee: Rs. 199.
  • Convenience fee: Rs. 99.
  • Loan enhancement charges: Rs. 99.
  • Bounce charges: Rs. 450.
  • Mandate registration charges: Rs. 118 (specific banks).
  • Mandate rejection charges: Rs. 450.
  • Penal interest for delayed payment: 4% per month.
  • Annual fee: Rs. 117 if no loan is availed in the previous year.

How to Shop Using the Bajaj Finserv EMI Card?

Here are the procedures for making both online and offline purchases using your Bajaj EMI Card:

Online Method:

To make online purchases with your EMI Network Card, please follow these steps:

  1. Visit the Bajaj Mall website on your mobile phone.
  2. Select your desired product and the repayment tenure.
  3. Enter your delivery address.
  4. Complete your purchase by entering the OTP sent to your mobile number.

Offline Method

To make purchases at a partner store using your EMI Network Card, follow the steps outlined below:

  1. Visit a nearby partner Bajaj Finserv store.
  2. Choose a suitable repayment tenure for your purchase.
  3. Provide the necessary details of your Bajaj EMI Card.
  4. Finalize your purchase by sharing the OTP sent to your mobile number.

How to use Bajaj EMI Card on Amazon?

Here’s how to make a purchase on Amazon using the Bajaj Finserv No Cost EMI option:

  1. Browse Amazon’s website or app to select your desired product.
  2. Opt for the ‘Bajaj Finserv No Cost EMI’ option.
  3. Pick a convenient repayment tenure.
  4. Enter your Bajaj EMI Card number.
  5. Finalize your transaction by entering the OTP sent to your mobile number.

How can I activate my Bajaj EMI Card?

Upon applying for the card and paying a Rs. 530 joining fee, your Bajaj EMI Card is instantly activated within the Bajaj Finserv Wallet app.

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How can I get Bajaj EMI physical card?

Applying for the Bajaj Finserv EMI Network Card is a hassle-free experience, offering two convenient methods. You can choose to apply online through digital channels like the Bajaj Markets website or app, ensuring a fully digital process with rapid approval. Alternatively, you have the option to apply for the card in person at any of the extensive network of over 1.5 lakh partner stores located across 4,000+ cities in India.

Which EMI card is best?

The Bajaj Finserv Insta EMI Card distinguishes itself as the premier EMI card in India, featuring instantaneous approval, broad acceptance, and the added benefit of No Cost EMI. This card empowers customers to effortlessly acquire their desired products and services with easy EMIs, all while enjoying the advantage of avoiding substantial interest charges.

How can I check my Bajaj EMI Card Apply in app?

To access your Bajaj Finserv EMI Network Card information through the Bajaj Finserv Wallet App, follow these steps:

  1. Download the Bajaj Finserv wallet app.
  2. Complete the registration process.
  3. Once logged in, click on the ‘EMI’ option.
  4. You will be directed to a page displaying all the card details.

How can I check my Bajaj EMI statement?

Obtaining your Bajaj Finserv EMI Network Card statement can be done conveniently via the following methods:

  1. Using the Mobile App:
    • Step 1: Open the Bajaj Finserv app.
    • Step 2: Log in by entering your mobile number and birth date.
    • Step 3: Navigate to the ‘Document Centre’ under the ‘Quick Links’ section.
    • Step 4: Select the specific Bajaj Finserv EMI Network Card statement you require.
  2. Through the Website:
    • Step 1: Visit the Bajaj Finserv customer portal.
    • Step 2: Sign in using your mobile number and birth date.
    • Step 3: Access the ‘Document Centre’ from the ‘Quick Links’ section.
    • Step 4: Choose the desired Bajaj Finserv EMI Network Card statement.
How to unblock Bajaj EMI Cards?

Unblocking your Bajaj EMI Network Card is a straightforward process using the customer service portal. Simply access your card information from the relationship page, proceed to ‘My Account,’ and then click on the ‘Block/Unblock’ tab to initiate the unblocking process.\

What is the Bajaj EMI Network Card?

The Bajaj Finserv EMI Network Card empowers you to transform all your expenses into convenient EMIs. With a pre-approved credit limit of up to Rs. 2 Lakhs, you have the flexibility to repay over a period ranging from 3 to 24 months.

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