Bharat Pe Loan Apply 2023: घर बैठे पाये कुछ ही मिनटों में लोन, जानें ऑनलाइन करने का पूरा प्रोसेस Step by Step


How can I Bharat Pe Loan Apply from Bharat Pe Loan App 2023? One of the most well-known and prosperous services in India these days is Bharat Pe. All stores and merchants have Bharat Pe QR scanners.

The purpose of Bharat Pe was to serve merchants. You may send money using a variety of UPI payment apps in one location. This has greatly eased the lives of all merchants. You may find all the information you need about the Bharat Pe app’s loan eligibility in this post.



Bharat Pe Loan 2023

Bharat Pe Loan 2023: Recently, Bharat Pe introduced a novel and exclusive lending option that is available exclusively to retailers who use its QR code scanner. Only once you have received a particular number of payments using UPI or QR codes may you apply for a loan from Bharat Pe.

You can borrow more from the Bharat Pe app QR scanner the more you are compensated for it. The Bharat Pe app offers highly convenient loan processing, with no processing fee. Furthermore, the interest rate is extremely low. The loan can be repaid every day (EDIs).

Features Of Bharat Pe Loan Apply


One of the most popular services in India these days is Bharat Pe. Since the introduction of UPIs in India, every other retailer has a Bharat Pe QR code in their establishment. Using any of the UPI apps, you may quickly scan the amount and send it to the retailer.

The lending option was just added to Bharat Pe, but it is only accessible to retailers who use the Bharat Pe QR code in their stores. The loan has very cheap interest and no processing fees.

Bharat Pe Loan Apply 2023

Eligibility Criteria For Bharat Pe Loan

Anyone who wishes to apply for a loan through Bharat Pe App must be aware of certain eligibility requirements, as you cannot apply for a loan if you are not eligible. The requirements for qualifying for a loan from Bharat Pe varies greatly from those of other lenders. This is exclusively available to merchants and was created just for them.


All of the qualifying requirements are listed below:

  • You must be an active merchant and an Indian citizen. In order to use the Bharat Pe app QR scanner, you must have a store or place of business.
  • You must have a consistent stream of revenue coming in from your store or business.
  • The number of payments that enter your Bharat Pe QR scanner will determine how much of a loan is issued for you. You can borrow more money from your Bharat Pe QR scanner the more payments you receive from it.

Benefits of Bharat Pe Loan

  • If you use this app to transact, you may be eligible for a loan offer of up to Rs 7 lakh.
  • Payment options include daily and EMI; interest must be paid at a rate of about 22%.
  • There is no assurance when taking out this loan.
  • To obtain a loan through the Bharatpe App, you won’t need to present any sort of evidence of your income.
  • Completely digital loan application process
  • There won’t be any hidden costs or membership fees.
  • Why Your loan limit and CIBIL both rise when you make your payments on time.
  • From any UPI Payment App, you can transact using the Bharatpe UPI QR Code
  • Loan application approved by RBI and NBFC Register
  • Since Bharatpe Card is an Indian institution you can trust, you also get
  • A 30-day interest-free loan up to Rs. 1 lakh
  • Numerous cashback incentives; and • A 36-month payback period.

Read Also : PhonePe Loan Apply 2023 | How To Get PhonePe Instant Loan

Service NameBharat Pe Loan
CompanyPrivated Limited
Apply ProcessOnline
Official WebsiteClick Here
App Link Click Here

Application process

Applying for a loan from Bharat Pe is a pretty simple process, and anyone can get one immediately. The loan must be approved for you, and the subsequent procedure is easy to follow and convenient. Direct loan applications are accepted via the Bharat Pe app and official website.


The following steps outline the online process:

Step I: To begin with, you must be an active Bharat Pe QR scanner user and an Indian merchant. You can apply for a loan if you have sufficient payments in your Bharat Pe QR scanner.

Step 2: Either visit the official website or download the Bharat Pe application.

Step III: At this point, you may rapidly complete the application by providing all the pertinent information about your company and other pertinent details. There, you will receive the amount of your loan, which will be approved according on how many payments you have made via the Bharat Pe QR scanner.

Step IV: After filling out the form, you must send in the necessary documentation.

Step V: The loan will be credited in a few days following the submission of the necessary paperwork. The processing takes a day or two.

Documents required

  • Identity verification: voter ID cards, passports, Aadhaar cards, etc.
  • Proof of address: passport, driver’s license, Aadhaar card, etc.
  • Pan card with some information about your company and a successful KYC.
  • Uploading a selfie is also required for identification.
  • You must register for a NACH and link your bank account to Bharat Pe

FAQ? Bharat Pe Loan Apply 2023

What is the highest loan amount that Bharat Pe will allow me to obtain?

That being said, the highest loan amount available from Bharat Pe is $7,000,000.

How will the amount I borrowed be returned?

Repaying the loan amount is not a concern for you. Your bank account will be debited of the amount each day. Small EDIs will complete the task.

How much does it cost to process a loan from Bharat Pe?

Interestingly enough, there is no processing cost. There are no membership or processing fees to apply for the loan.

Is Bharat Pe limited to lending money to business owners?

Yes, it would be beneficial if you were a merchant with Bharat Pe loan eligibility.

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