Unnati Loan App: जाने कैसे मिलेगा 3 लाख लोन सिर्फ 5 मिनट में, ऐसे करे ऑनलाइन अप्लाई

Unnati Loan App 2023: Unnati Finserv is a highly successful and widely recognized financial institution offering a range of loans to its members and customers, ensuring quick access to funds without any cumbersome procedures. The entire application process is conducted online, providing exceptional convenience. Gone are the days of visiting banks or lenders in person; now, you can effortlessly apply for a loan from the comfort of your own home. This article provides comprehensive information about the Unnati Personal Loan.

Unnati Loan App 2023

Unnati offers remarkable flexibility through its diverse schemes and innovative concepts. You have the option to secure a loan ranging from INR 20,000 to INR 3,00,000 in a matter of minutes, with a reasonable repayment tenure. The flexibility extends to early loan repayment, which incurs no additional charges. Moreover, if needed, you can extend the loan tenure by incurring some extra costs.

Overall, Unnati is a highly efficient platform for obtaining a personal loan with ease and convenience.

Unnati Loan App
Interest RateMinimum: 16% per annum
Maximum: 34% per annum
Processing FeeStarting from 2.5%
Maximum: 5% plus additional taxes
FeaturesUnnati personal loan offers quick and dynamic personal loans. Loan amounts range from INR 20,000 to INR 3,00,000.
Eligibility CriteriaApplicant must be an Indian citizen Must have a regular source of income Minimum monthly salary of INR 15,000 required for eligibility.
Application Process (Online)Download the app from the Play Store or the official website. Register on the app. Fill out the application form and submit the necessary documents and details.
Documents RequiredIdentity proof: Aadhaar card, passport, voter ID card, etc. Address proof: Aadhaar card, passport, driving license, etc. PAN Card is mandatory for successful KYC.
App LinkDownload

Eligibity Criteria For Unnati Loan App

To ensure a smooth and hassle-free process, it’s important to be aware of certain eligibility criteria. Since the entire process is conducted online, there’s no need to concern yourself with paperwork or documentation. Everything is straightforward and digital, eliminating the need for physical tasks.

Below, we have outlined all the eligibility requirements:

  • The applicant must be an Indian citizen to qualify for a personal loan from the Unnati app.
  • A regular source of income is essential to ensure smooth loan repayment without incurring additional charges.
  • Your monthly or annual income plays a significant role in determining eligibility for a personal loan from Unnati.
  • Age requirements: Your age must be 22 years or older but should not exceed 55 years.

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Unnati Loan Apply Online 2023

Applying for an Unnati personal loan through the Unnati app is a simple and user-friendly process. Eligible individuals can complete the application within minutes, free from any concerns. The entire procedure is conducted online, offering a high level of ease and convenience. Regardless of your location within India, you can effortlessly apply for a loan.

Below, we have outlined the online application process for Unnati personal loans:

Step 1: Download the Unnati app from the Play Store or visit its official website, www.unnatifinserv.com, to download the app.

Step 2: Register on the application by providing your personal details, phone number linked to your bank account, and PAN card.

Step 3: Fill out the Unnati personal loan application form, providing your personal information, and upload a photo of yourself along with a scanned signature.

Step 4: Upload the necessary documents with the application form as scanned images.

Step 5: After completing all the steps, you can anticipate the loan amount to be transferred to your linked bank account within a few hours or, at most, within a day or two

Required Documents For Unnati Loan App

The Unnati personal loan application necessitates the following documents:

  • Identity proof: Aadhaar card, passport, voter ID card, etc.
  • Address proof: Aadhaar card, passport, driving license, etc.
  • Income proof: You can provide either bank statements from the last few months or the most recent salary slip. This applies to both self-employed and salaried individuals.
  • A PAN card is mandatory for KYC (Know Your Customer) purposes

FAQ?: Unnati Loan App 2023

Q1. Is the Unnati personal loan suitable for various purposes or specific needs?

Indeed, the advantage of a personal loan is its versatility, allowing you to utilize the funds for a range of purposes, including education, marriage, purchasing a car, and more.

Q2. Am I allowed to borrow the maximum loan amount on my initial application?

No, the approved loan amount is determined based on factors such as your income, expenses, and various other considerations. You can only access the maximum available amount if you meet all of these criteria.

Q3. What is the initial interest rate for an Unnati personal loan?

The interest rate starts at 13.5% per annum, and it can vary based on your loan amount and repayment tenure.

Q4. Is there a need for specific permissions when using the Unnati app?

Yes, the app requires permissions for various functions, including access to storage, camera, contacts, and more.

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