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IDFC Millennia Credit Card 2023 Apply Online: IDFC First Millennia Credit Card Eligibility, Features

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In This Article, We Know IDFC Millennia Credit Card 2023, Eligibility Criteria For IDFC Millennia Credit Card, Required Documents For IDFC Millennia Credit Card 2023, IDFC First Millennia Credit Card 2022: The IDFC credit card, offered by IDFC Bank, presents incredible offers and cashback opportunities. The array of rewards and benefits is truly remarkable and impossible to overlook. Users can enjoy an impressive 10X reward points for transactions exceeding ₹20,000 made with the card. The card also provides 6X reward points for online shopping and 3X for offline transactions. For more in-depth information about the IDFC First Millennia credit card, delve into this article.

IDFC Millennia Credit Card 2023

With the IDFC First Millennia card, you can enjoy the perpetual validity of all reward points, as they never expire. The card boasts numerous features, and you can acquire it without any joining fee. Moreover, there are no annual charges, making it a lifetime-free card.

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The IDFC First credit card extends various additional benefits and rewards. This includes receiving discount coupons for movie tickets and availing offers on various purchases. These features collectively contribute to making the IDFC First Millennia card stand out as one of the premier options in the industry.

FeaturesWith the IDFC First Millennia credit card, enjoy exciting rewards and cashback that never expire. No joining fee or annual charges.
Eligibility criteria– Indian citizenship required. – Regular source of income with specific monthly and yearly income limits. – Good credit score is essential for card approval.
Application process– Simple and straightforward application process. – Visit the bank or complete all functions on the official website.
Documents Required– Identity, address, income, and related documents are necessary during the application process.
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 IDFC Millennia Credit Card

Eligibility Criteria For IDFC Millennia Credit Card

To apply for the card, it’s crucial to meet specific eligibility criteria. Ensure your eligibility before initiating the application process. You can review the eligibility criteria here or inquire directly by visiting the bank or contacting officials.

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Below are the eligibility criteria for the IDFC First credit card that you should be aware of:

  • Nationality Requirement:
    • The applicant must be an Indian citizen; foreigners or NRIs are not eligible for the card.
  • Age Criteria:
    • Minimum age: 21 years.
    • Maximum age:
      • Self-employed: Up to 65 years.
      • Salaried employee: Up to 60 years.
  • Income Eligibility:
    • Regular and a specific amount of income is necessary to qualify for the card.
  • Credit Score Requirement:
    • A good credit score is essential for approval.
  • Previous Credit Card Experience:
    • Having had a previous credit card can streamline the application process.

IDFC Millennia Credit Card 2023 Apply Online

The process of obtaining the IDFC First Millennia card is simple. You can easily complete the application form and then proceed through all the necessary steps. The application can be done either online or offline, giving you the flexibility to choose based on your preference.

Follow the steps below to apply for the IDFC credit card:

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Step I – Visit the bank or access the official website.

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Step II – Fill out the application form. If you encounter any challenges during the process, seek guidance from the officials.

Step III – After completing the form, upload scanned images of all necessary documents. Once uploaded, submit the application.

Step IV – Once submitted, the information cannot be altered. Allow a few days for the card to be delivered to your designated address

Required Documents For IDFC Millennia Credit Card 2023

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Before applying for the IDFC First Millennia card, ensure you have the following documents:

  • Bus identity proof: Aadhaar card, passport, voter ID card, etc.
  • Address proof: Aadhaar card, passport, driving license, etc.
  • Business-related documents and income proof.
  • PAN card for successful KYC.

Read Also: BOI Credit Card Apply 2023: Bank Of India Credit Card Eligibility, Features, Documents, Charges?

FAQ?: IDFC Millennia Credit Card 2023 Apply Online

Q1. Do I qualify for 10X reward points solely by spending an amount equal to or exceeding 20,000?

Certainly not. You can receive 10X reward points by utilizing your card on your birthday.

Q2. At what rate does the bank offer reward points?

The reward rate is easily comprehensible. It stands at 1.7% for online spending, 0.75% for offline expenditures, and increases to 2.5% for transactions exceeding 20,000.

Q3. Are there any charges for Joining, Membership, or Annual fees on IDFC FIRST Bank Credit Cards?

No, your card comes with a lifetime free benefit. There are no Joining, Membership, or Annual fees associated with any IDFC FIRST Bank Credit Cards.

Q4. Do the reward points accumulated on my card have an expiration date?

The reward points accumulated on your IDFC FIRST Bank Credit Card do not have an expiration date. They are evergreen and can be utilized at any time.

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